Certificates of Deposit

Certificates of Deposit (CDs) provide a guaranteed return with fixed rates and a choice of terms. They provide increased financial security knowing your funds are FDIC-insured up to the maximum allowable limits.

Terms Available

Our CD terms vary in length to accommodate anyone ready to save while earning interest:

  • 1 - 3 months
  • 3 - 6 months
  • 6 - 12 months
  • 12 - 24 months
  • 24 - 48 months
  • 48 and over
  • 18 month variable rate, multiple deposit
  • Jumbo Certificate

Interest Rate

  • Fixed and Variable Interest Rates Available
  • Interest begins accruing on deposit date and compounds daily
  • Special Rates offered for Jumbo Certificates and are quoted daily

Account Terms

  • $500 minimum deposit required for Fixed Interest Rate CDs
  • $100 minimum deposit required for Variable Interest Rate CDs
  • No monthly service fees
  • Penalty imposed for early withdrawal

Individual Retirement Accounts

We offer Traditional IRAs, Roth IRAs, SEP IRAs and Simple IRAs in all the same terms, conditions and interest rates as our Certificates of Deposit.

Let us help you find something to fill your retirement needs.