Personal Savings

Savings Account

Our savings account is perfect for those who wish to save while earning interest:

  • $50 Minimum Initial Deposit
  • $50 Minimum Balance Requirement
  • Cycle Maintenance Charge of $2 if minimum balance is not maintained
  • Account is allowed twelve (12) preauthorized withdrawals or transfers per statement cycle.
  • Each withdrawal over twelve will be assessed a $1 fee.
  • Interest Bearing
  • Free Basic Online Banking

Holiday Savings Account

This savings account offers limited access to your funds to increase your saving while earning interest:

  • $50 Minimum Initial Deposit
  • No withdrawals until maturity date
  • Interest Bearing
  • Free Basic Online Banking

Money Market Account

This money market account is interest bearing and offers limited check writing to give you access to your funds.

  • $1,000 Minimum Initial Deposit
  • $1,000 Minimum  Balance Requirement
  • Cycle Maintenance Charge of $10 if minimum balance is not maintained
  • Account is allowed six (6) preauthorized withdrawals or transfers per statement cycle.
  • Each withdrawal over six (including checks) will be assessed a $1 fee.
  • Interest Bearing (rate increases with account balance)
  • Free Basic Online Banking

Individual Retirement Account

This Individual Retirement Account (IRA) is interest bearing and offers you many tax benefits. An IRA allows you to leverage the power of compounding (where the interest you earn is added to the amount you invest, giving you more total funds which in turn earn even more interest, and so on) to build your savings over time as you pursue your retirement goals.

  • $1,000 Minimum Initial Deposit
  • No monthly maintenance fees
  • Penalty imposed for early withdrawal
  • Interest Bearing Free Basic Online Banking